To reserve a spot at one of the seminars listed below, please call us at 724-602-0075 or follow the link at:

https://www.yoursvp.com/ZUCBUC

Retirement and Tax Planning Seminars:
Saturday, July 11th at 10:00am
 at the Pine Community Center (100 Pine Park Drive, Wexford, PA 15090)
Tuesday, July 14th at 6:00pm
at the Northland Public Library (300 Cumberland Road, Pittsburgh, PA 15237)

- How asset allocation supports long-term retirement income
- Strategies to minimize lifetime taxation
- Coordinating withdrawals across taxable, tax-deferred, and Roth accounts
- When strategic Roth conversion opportunities may help reduce future lifetime taxes
- Managing Required Minimum Distributions (RMDs) in a tax efficient manner
- How tax law changes may affect your long-term plan
- Estate planning considerations to help maximize your after-tax legacy
- Charitable giving strategies and tax efficiency
- Planning considerations for business owners

Social Security and Medicare Seminars:
Thursday July 9th at 6:00pm
at the Pine Community Center (100 Pine Park Drive, Wexford, PA  15090)
Monday July 13th at 6:00pm
at the Northland Public Library (300 Cumberland Road, Pittsburgh, PA 15237)

- How claiming age affects lifetime benefits
- Coordinating spousal and survivor benefits
- Understanding the Social Security “tax trap”
- How working in retirement affects benefits
- How Social Security benefits are taxed
- Coordinating Social Security with other retirement income sources
- Medicare enrollment timelines and avoiding penalties
- Understanding Parts A, B, C, and D
- How income affects Medicare premiums (IRMAA)
- Healthcare planning prior to age 65
- Estimating healthcare costs in retirement
- Coordinating Medicare with private insurance coverage

Not affiliated or endorsed by Social Security Administration, any Government Agency, the Northland Public Library, or the Pine Community Center. Not affiliated with or approved, endorsed, or authorized by the Social Security Administration, the Centers for Medicare & Medicaid Services (CMS), Pine Township or any other government agency. Investing involves risk, including the possible loss of a principal investment. Investment decisions made by Randall & Associates Wealth Management may result in a profit or a loss. Bennett Associates will act solely in our capacity as a registered investment adviser and does not provide any legal, accounting or tax advice. You should seek the counsel of a qualified accountant and/or attorney when necessary.